Union Bank USSD Code 2023 [Balance, Airtime, Transfer, etc]

Are you looking for the Union Bank USSD code that can be used to perform simple transactions like transfers, checking balance, airtime and data purchase, withdrawal, and so on? As a Union Bank account holder, it is necessary for you to know some essential USSD codes for Union Bank if not all.

In the case of new customers and even old ones that are not use to Union mobile banking, some of the questions usually asked are; What is Union Bank USSD code for transfer, what code can I use to buy airtime from Union Bank, what is the Union Bank USSD code for checking balance, and so on.

If you’re one of those seeking answers to any of the above questions or other Union mobile banking related queries, then keep reading for you’ll not only get the Union Bank USSD code, but I will also explain to you, how to register it, how to activate it and how to use the Union USSD code for any transactions on your Union bank account.

Are you ready to know those simple Union Bank mobile banking codes? Then, let’s get started!

About Union Bank USSD Code

Union Bank USSD code is a unique short code, and/or set of short codes that are specially created by Union Bank for its customers with the aim of making banking super easy without stress.

With the USSD code for Union bank, you can perform several transactions on your account right from your phone without having to visit a physical Union Bank branch. In other words, it is called the Union Bank 826 banking.


One cool thing is that the union bank USSD code mobile banking offers a wide range of banking transactions more than any other bank in Nigeria. Talking about a wide range of transactions, let’s see some exciting features of the Union bank code.

Check Out How to Activate UBA USSD Code

Features of Union Bank USSD Code

The following are what the Union Bank USSD code can help you with.

  • Requesting ATM card
  • Airtime and data purchase
  • Checking account balance
  • Money transfer to other Union Bank accounts and other banks
  • Bill payments
  • ATM cardless withdrawals
  • Blocking ATM cards
  • Requesting loan
  • Mobile/merchant transfer
  • Increasing account limit

Those are just some of the things you got to enjoy on the Union bank USSD mobile banking service. Now, let’s see the USSD code to perform all those transactions on your Union bank account.

Read Also: How to Activate Access Bank USSD Code

Union Bank USSD Code

*826# is the Union bank USSD code for performing any and every Union mobile banking transaction including transfers, withdrawals, airtime, and data purchase, paying bills, checking account balance, requesting loans, blocking of ATM cards, and so on, right from your phone.

Upon dialing the code, a menu containing all the listed features and others will pop up on your screen which you can then follow the prompts to use any of them.

Using the *826# code, you’ll have to go through many processes to carry out and complete transactions. The good news is that there is some set of codes that are uniquely designed for some specific transactions on Union bank accounts.

Below is a table that contains all the Union Bank short codes for all transactions.

See Also: How to Activate First Bank USSD Code

List of Union Bank USSD Code

TransactionsCode to Dial
Check Balance*826*4#
Transfer to Union Bank Account*826*1*Amount*Account Number#
Transfer to Other Banks*826*2*Amount*Account Number#
Airtime Recharge for Self*826*Amount#
Airtime Top Up Others*826*Amount*Phone Number#
Buy Data*826*9#
Pay Bills*826# > select bill payments
Retrieve BVN*565*0#
Request Loan*826*41#
Request ATM card*826*21#
Hotlist ATM Card*826*21#
Account Opening*826#
Deactivate Account Phone Number *826*6*Phone Number#
Increase Account Limit*826*8#
Locate a Union Bank Branch*826*19#
Data Capture After Register*826*3*Account Number#
Pay Merchant826*22*Merchantcode*Amount#
Unblock ATM Card*826*21#

How to Activate Union Bank USSD Code

While all the USSD codes for Union Bank are being provided above, to be able to use them to perform any transactions, you’ll first need to register and activate the general Union USSD code *826#.

Here is a step-by-step guide on how to activate the USSD code for Union Bank.

  • Using the line/sim/phone number registered with your Union Bank Bank account dial *826# and select the appropriate option for activation.
  • Enter the last digits on your Union Bank debit (ATM) card.
  • Enter your Union Bank Account number
  • Create your Union USSD PIN
  • Enter and confirm the pin again to complete your USSD registration.

Once you’ve registered and activated the Union Bank USSD code, you can now perform any transactions using the general code, as well as the short codes.

Related: How to Activate Zenith Bank USSD Code

Union Bank USSD Transfer Code

The Union Bank USSD code to transfer money from Union Bank to Union Bank account is *826*1*Amount*Account Number#, then enter your PIN to authorize the transfer. While *826*1*Amount*Account Number# is the Union USSD code to transfer money to other banks.

e.g if you want to send N3000 to 01111111111 (Union Bank account number) simply dial *826*1*3000*01111111111#. If you want to transfer N3000 to 1000000000 (other banks <GT Bank>), just dial *826*2*3000*1000000000#, select the option for GT Bank, then enter your PIN.

Union Bank USSD Code for Checking Balance

To check your Union Bank account balance using the Union USSD code, simply dial *826*4#, then enter your PIN, and the money you have left in your bank account will be displayed on your screen.

Union bank USSD code

Union Bank USSD Code for Buying Airtime

The Union Bank USSD code to buy airtime for yourself (SIM linked with your Union Bank account) is *826*Amount#. To buy airtime for other numbers/sims, dial *826*Amount*Phone Number#.

E.g if you want to recharge 200 for yourself, simply dial *836*200# and your line will be credited with a ₦200 recharge card. If you want to recharge another line 07030000000 (your other lines or for friends and/or family) with ₦200, just dial, *826*200*07030000000#, then enter your PIN to authorize the transaction.

Union bank code

Union Bank USSD Code for Withdrawal

The USSD code for Union Bank careless withdrawal is *826*7*Amount#. Just dial the code and follow the prompts.

Union Bank BVN USSD Code

To retrieve your Union Bank code using the USSD code on Union Bank, simply dial *565*0#, and follow the screen instructions.

Union Bank USSD Code to Block ATM Card

The USSD code to block your Union Bank ATM debit card is *826*21#, then select the “Hotlist Card” option.

Union Bank USSD Code Not Working? Here’s How to Fix it

If you’re a new or old Union Bank Bank account holder, and you’ve been trying the USSD mobile banking code for Union Bank and it’s not working, here are some causes and how to fix them.

  • Bad Network Connection: when there is no or bad network coverage either from your end (mobile network providers) or from the bank’s network, you may get an error message after dialing the Union Bank USSD to perform any transactions. To fix this, you’ll need to wait for some time and try again.
  • You’re Not Yet Registered or Haven’t Activated the USSD Code: If you haven’t registered and activated the Union Bank code with the phone number you registered your account with, the Union Bank USSD code may not work. To fix this, make sure you activate the Union Bank USSD code on your line.
  • You’re Dialing the USSD code on an unlinked/wrong phone number: If the SIM you registered your account number with is not used to dial the code, it may not work. To fix this, make sure you’re using the correct line.

Related: List of All Gtb USSD Codes

USSD Code for Union Bank – FAQs

What is the new USSD code for Union bank?

The new USSD code for Union bank is *826#. This code can be used to perform any mobile banking transactions on a registered number.

How can I get USSD code for Union Bank?

The USSD code for Union Bank mobile banking is *826#.

How do I set up Union Bank mobile banking?

You can at up your Union Bank USSD mobile banking by simply dialing *826# using the phone number/line registered with your Union Bank bank account, and follow the prompts.

How can I check my Union Bank details?

You can check your Union Bank details by simply dialing *826*4#, and your Union Bank Bank details including account balance, and account statement will be displayed on your screen.


With the Union bank USSD code, customers now experience more seamless banking than ever before. This is because you don’t have to visit a bank branch or even use data for carrying out any of these transactions.

With this simple but comprehensive post about the Union USSD code, I believe you’ve known how to activate the Union Bank USSD code, and how to use it for various transactions.

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