UBA USSD Code 2023 [Transfer, Balance, Airtime & Activation]

Looking for the UBA USSD code? Of course, it is a must to know some essential USSD codes for UBA if not all, especially if you’re banking with the United bank for Africa (UBA).

Very common among new customers, some of the questions usually asked are; What is UBA USSD code for transfer, what code can I use to buy airtime from UBA, what is the UBA USSD code for checking balance, and so on.

If you’re among those looking for answers to any of these questions or something related, then stick to this post for you’ll not only see the UBA USSD code here, but I will also show you how to register it, how to activate it and how to use the UBA code for any transactions.

Without further ado, let’s get started!

About UBA USSD Code

UBA USSD code is a unique short code that is designed by UBA Bank to make banking seamless for its customers.

This USSD code has made banking easier because you can perform various transactions on your phone without the need to visit a physical UBA branch. In other words, it is called the UBA mobile banking.


USSD code is common amongst Nigerian banks because it gets them more customers and makes them loyal to them, and UBA is not an exemption. If you’re in a rural area where it is hard for you to get to a physical bank branch since there’s no one close, the best way to bank is using the USSD code.

The cool thing is that you can perform almost any and every banking transaction with the United Bank for Africa USSD code. That leads us to the features of UBA mobile banking.

Check Out The List Of All FCMB USSD Codes

Features of UBA USSD Code

The following are what the UBA USSD code can help you with.

  • Airtime and data purchase
  • Checking account balance
  • Money transfer to other UBA accounts and other banks
  • Bill payments
  • ATM cardless withdrawals
  • Blocking ATM cards
  • Freeze online transactions
  • Betting account funding, and lots more (keep reading to discover them and their codes).

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UBA USSD Code Requirements

Before knowing and using the UBA code, here are some requirements that need to be met.

  • You must be or are about to be a UBA customer
  • You must have an identity card
  • A mobile device on which the code will be entered is required.

Once all those requirements are met, you can now use the USSD code for UBA.

Related: How to Activate Gtb USSD Code


The UBA USSD code is *919#

This code can be used for various transactions right from your phone including transfers, withdrawals, airtime and data purchase, checking account balance, opening an account, blocking of ATM card, and so on.

Once the code is dialed, a menu containing all the listed features will be displayed on your screen which you can then follow the prompts to use any of them.

However, you don’t need to dial the code and follow the long step to activate or use any of those features, as there are direct shortcodes that can be used for those transactions.

Below is a table that contains all the UBA short codes for all transactions.

Related: List Of All First Bank USSD Codes

List of UBA USSD Code

TransactionsCode to Dial
Check Balance*919*00#
Transfer to UBA Account*919*3*account number*Amount#
Transfer to Other Banks*919*4*account number*amount#
Airtime Top Up Self*919*Amount#
Airtime Top Up Others*919* Phone number*Amount#
Data Purchase Self*919*14#
Data Purchase Others*919*14*Phone Number#
Pay Bills*919*5#
Retrieve BVN*919*18#
Account Statement*919*21#
Hotlist ATM Card*919*10#
Account Opening*919*20#
Load UBA Prepaid Card*919*32#
Freeze Online Transactions*919*9#
Deactivate USSD Code*919*911#

How to Activate UBA USSD Code

While all the USSD codes for UBA are being provided above, you’ll need to register and activate the general UBA USSD code *919# before you can gain full access to the UBA mobile banking features.

You can register and activate the UBA USSD code without an ATM card by simply dialing *919# and following the instructions that pop up on your screen to get the pin to activate your mobile banking features.

Here is a step-by-step guide on how to activate the USSD code for UBA.

  • Open the dialer app on your phone. Using the line/sim/phone number you opened your UBA Bank account with, dial *919#
  • Accept the UBA mobile banking terms (charges) by selecting “Accept
  • Select option 1 to sign up for the UBA USSD code.
  • Choose between registering with a NUBAN account number or UBA prepaid.
  • If you’re a UBA prepaid customer, select the “Prepaid with PIN” option.
  • If you’re a regular customer, select the “Account with PIN” option. 
  • Enter your UBA account number or prepaid number.
  • Create your UBA mobile banking PIN (4 digits pin which will be used to authorize transactions)
  • Enter and confirm the pin again to complete your USSD registration.

Once you’ve registered and activated the UBA USSD code, you can now perform any transactions using the general code or short code.

UBA USSD Transfer Code

The UBA USSD code to transfer money from UBA to UBA is *919*3*account number*Amount#. To transfer money from UBA to other banks using the UBA USSD code, simply dial *919*4*account number*amount#, select the bank, and enter your PIN to authorize the transfer.


e.g if you want to send N1000 to 3104567890 (UBA account number) simply dial *919*3*3104567890*1000#. If you want to transfer N1000 to 0987654321 (other banks <First Bank>), just dial *919*4*0987654321*1000#, select the option for First Bank, then enter your PIN.

UBA USSD Code for Checking Balance

You can check your UBA account balance by simply dialing *919*00#, then entering your PIN, and your account details including the money you have left will be displayed on your screen.

UBA code

UBA USSD Code for Buying Airtime

The UBA USSD code to buy airtime for yourself (SIM linked with your UBA account) is *919*amount#. To buy airtime for other numbers/sims, dial *919*phone number*amount#.

E.g if you want to recharge 100 for yourself, simply dial *919*100# and your line will be credited with a ₦100 recharge card. If you want to recharge another line 08080000000 (your other lines or for friends and/or family) with ₦500, just dial, *919*08080000000*500#, then enter your PIN to authorize the transaction.

UBA USSD Code for Buying Data

The UBA code to buy data for yourself (mobile line linked with your UBA account), simply dial *919*14# and follow the prompts. To buy data for other numbers/sims, just dial *919*14*Phone Number# and follow the prompts. E.g *919*14*08080000000#.

UBA USSD Code for Withdrawal

The USSD code for UBA careless withdrawal is *919*30*Amount#. E.g, if you want to withdraw ₦5,000, just dial *919*30*5000#, then follow the prompts.

UBA USSD Code for Opening an Account

The USSD code for UBA account opening is *919*20#, accept the mobile banking terms and continue to follow the prompts to create an account with UBA.

UBA USSD for opening account

UBA USSD Code for Bill Payments

The UBA USSD code to pay bills is *919*5#, then select biller, and follow the prompts.

UBA USSD Code for Betting Account Funding

The USSD code for funding a bet9ja account from UBA is *919*22*walletID*amount#, BetKing is *919*26*amount#, and Baba Ijebu is *919*26*1#. To fund other betting accounts using the USSD code, simply dial *919# and follow the prompts.

UBA USSD Code to Get Account Statement

The UBA USSD code to get a statement of account is *919*21#. Just dial the code and follow the screen instructions.

UBA BVN code


To retrieve your UBA USSD code using the USSD code on UBA, simply dial *919*18#, and follow the screen instructions.

UBA USSD Code to Generate OTP

The USSD code for generating UBA OTP is *919*8#.

UBA USSD Code to Book Airline Tickets

The USSD code for paying for booking a flight is *919*12#, then Input 4 digit Magic Banking PIN and select a bank account to pay from. Now, select the desired airline and input flight PNR (Passenger Name Record). After that, Input the phone number of the passenger and payment amount (Passenger Name Record).

UBA USSD Code Not Working? Here’s How to Fix it

If you’re a new or old UBA Bank account holder, and you’ve been dialing the USSD mobile banking code for UBA and it’s not working, below are some causes and how to fix them.

  • Bad Network Connection: when there is no or bad network coverage either from your end (mobile network providers) or from the bank’s network, you may get an error message after dialing the UBA USSD to perform any transactions. To fix this, you’ll need to wait for some time and try again.
  • You’re Not Yet Registered or Haven’t Activated the USSD Code: If you haven’t registered and activated the UBA USSD code with the phone number you registered your account with, the UBA USSD code may not work. To fix this, make sure you activate the UBA USSD code on your line.
  • You’re Dialing the USSD code on an unlinked/wrong phone number: If the SIM you registered your account number with is not used to dial the code, it may not work. To fix this, make sure you’re using the correct line.

How to Deactivate UBA USSD Code

In cases where you misplaced your phone that has the SIM and number linked with your UBA Bank account and USSD code, you would want to describe your USSD code in order to avoid money theft by the person who found or stole the phone.

Sometimes, you may not be interested in using the UBA USSD code for some reason. Either way below is how to deactivate your UBA USSD code.

  • Look for any other phone and dial *919*911# to deactivate and disconnect your mobile number from your UBA USSD mobile banking.

This code can be dialed on any other phone and it will work as long as you know your phone number off hand as well as your magic banking PIN.

NOTE: In case you found the phone after deactivating the USSD bank or you got another line, you’ll need to visit a UBA branch to reactivate the UBA USSD magic banking feature.

USSD Code for UBA – FAQs

How can I get USSD code for UBA?

The USSD code for UBA mobile banking is *919#.

How do I find my USSD UBA account number?

You can get your UBA account number using USSD code by dialing *919#, then follow the prompts, and your account number will show up on your screen or be sent to you via SMS.

How do I set up UBA mobile banking?

You can at up your UBA USSD mobile banking by simply dialing *919# using the phone number/sim registered with your UBA bank account, select Accept, select Sign Up, and follow the prompts.

How can I activate UBA mobile banking without ATM?

You can activate the UBA mobile banking without an ATM by selecting the NUBAN option while registering or activating the USSD code with your phone number.

How can I check my UBA details?

You can check your UBA details by simply dialing *919*00#, and your UBA Bank details including account balance, and BVN will be displayed on your screen.

How can I check my last 5 UBA transactions?

You can check your 5 last UBA transactions using USSD code by dialing *919*21#.

How do I check my UBA USSD transaction history?

You can check your UBA USSD transaction history by simply dialing *919*21#.


Undoubtedly, the fastest and easiest way to carry out any banking transactions is by using the USSD code. This is because you don’t have to visit a bank branch or even use data for carrying out any of these transactions.

With this simple but in-depth post about the USSD code for UBA, I believe you’ve known how to activate the UBA USSD code, and how to use it for various transactions.

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