I guess you just got your airtime exhausted, and now you’re looking for how to borrow airtime from airtel.
Well, this shouldn’t be intimidating, for I know how it feels especially when you’re making a very important call, and all of a sudden you just hear “One Minute Remaining”.
Or you want to make a vital call, then you just hear “Your call credit has been exhausted and your call terminated”. Feels annoying, right?
And it even gets more annoying when you’re at a place where you can neither find a retail shop to buy a recharge card nor recharge your Airtel line from your bank. Now, you’ve got no other options than to borrow.
I have also been a victim of that several times, but since the introduction of the Airtel Extra Credit, insufficient airtime balance is nothing to worry much about anymore.
That is because, when you know how to borrow airtime on Airtel, in just a few clicks, you can just continue your calls, and do whatever you want to do with your airtime.
Do you want to know how to borrow credit from Airtel? Then keep reading to find out.
Table of Contents
About Airtel Extra Credit
Don’t run away, if you’re new to borrowing airtime on Airtel, I know this may get you confused, but don’t worry, I got you!
Borrowing airtime from Airtel or Airtel airtime borrowing service is called the Airtel Extra Credit Service.
To further explain, the Airtel Extra Credit service makes it possible for all Airtel users to borrow airtime credit when they are out of airtime to make calls.
The bread and butter of this service are that it is not limited to airtime only, as it also allows users to borrow airtime from Airtel.
Please keep in mind that a service fee of 15% will be charged when you borrow credit from airtel. For instance, if you borrow N100, you’ll be credited with N85. This is you were been charged an extra N15 (15%) as interest on your loan.
Now, let’s proceed to how to borrow airtime from Airtel.
How to Borrow Airtime From Airtel
You can borrow airtel from Airtel by simply following the steps below.
- Simply dial *500#
- Reply with 2 – Borrow Credit
- Then, select the option for the amount you want to borrow.
- Done! You’ve successfully borrowed airtime from Airtel.
Once this is done correctly, a pop notification will appear on your screen telling you that you’ve been successfully credited with the amount you borrowed. Then, after that, you’ll get a notification message from Airtel saying you have been credited with the amount you borrowed.
Please, do well to check your balance to confirm you’ve been truly credited with the amount you borrowed.
Also Read: How to Borrow Data from Airtel
Airtel Extra Credit Code
The Airtel Extra Credit Code is *500*amount#. For example, if you wish to borrow N200 worth of airtime on airtel, then you’ll just need to dial *500*200#. Then you’ll be credited with N200 airtime to the main balance on your Airtel line.
And that is the Extra Credit code on Airtel. Please don’t get it twisted, how to borrow airtime from Airtel is still the same as the Airtel Extra Credit service. The terminology is the only difference.
Therefore, you can also take the long process of borrowing credit on Airtel by dialing *500# and following the prompt as an alternative to the Airtel Extra Credit code.
Who can Borrow Airtime from Airtel?
While the fastest and easiest way not to miss out on calls is borrowing credit from Airtel, there are some requirements to qualify for the Airtel Extra Credit Service.
What are they?
To be eligible to borrow airtime on Airtel,
- You must have a registered and activated Airtel SIM card.
- Your Airtel SIM card must be at least 60 days (2 months) old.
- You must make sure you recharge and use your line regularly.
- You must clear all your pending loans to be able to qualify for a new one.
*Bonus*: The more and higher you recharge your line on a monthly basis, the higher the loans you’ll be qualified for.
Airtel Extra Credit
| Borrowed Credit | Amount You Get Credited | Amount to Pay Back |
|---|---|---|
| N25 | N20 | N25 |
| N50 | N42.5 | N50 |
| N100 | N85 | N100 |
| N200 | N170 | N200 |
| N500 | N425 | N500 |
| N1000 | N850 | N1000 |
| N2000 | N1700 | N2000 |
How to Borrow Credit from Airtel – FAQ
How can I get Extra Credit on Airtel?
You can get extra credit on Airtel by simply dialing *500*Amount (You wish to borrow)#. For example, if you wish to borrow N100, all you need to do is just dial *500*100#.
What is the code to borrow credit from Airtel?
The code to borrow credit from Airtel is *500#, then follow the prompts.
How to borrow card from Airtel?
You can borrow card from Airtel by simply dialing *500# > Select 2 – Borrow Credit > Then select the amount you want to borrow.
Can I use borrowed airtime to buy data on Airtel?
Yes, you can use borrowed airtime to buy data on Airtel.
How to borrow unlimited airtime from Airtel?
You can only borrow up to 2000 Naira worth of airtime on Airtel. So, for the unlimited part, it is not possible. This is because you cannot borrow beyond your limit.
How can I borrow airtime from Airtel while owing?
Although some people say you cannot borrow airtime from Airtel while owing. That is not true though.
As long as you are still within your loan limit even while owing, you can still borrow airtime on Airtel. For example, if your loan limit is N1000, and you’ve borrowed (owing) N500, you still have the chance to borrow up to N500.
However, keep in mind that you can’t borrow while still owing if you’ve already hit your loan limit.
Conclusion:
All thanks to the Airtel network for making life easier for its customers by introducing the Airtel Extra Credit Service that could let you borrow airtime instantly, especially when you need it the most.
And I believe by now, how to borrow airtime from Airtel, how to borrow credit from airtel, how to borrow airtime on Airtel, or even how to borrow credit on Airtel shouldn’t be a stress anymore.
More so, if the Airtel Extra credit code is what landed you on this post, I believe you’ve gotten the answer you seek.
Cheers!