How to Borrow Airtime from 9mobile Using Code & SMS 2023

How to Borrow Airtime from 9mobile: Are you out of airtime, but want to make a quick call using your 9mobile line? we’ve got a quick solution for you.

In an era where communication is indispensable, running out of airtime can be a major setback, especially during emergencies. Recognizing this, telecom companies, including 9mobile, have introduced airtime borrowing services to keep their users connected even when they can’t recharge immediately.

In this post, we’ll delve into the specifics of 9mobile’s airtime borrowing service, providing a comprehensive guide on how to borrow airtime from 9mobile. This includes the code to borrow from 9mobile, and also how to do it via SMS.

So, if that’s what you’ve been looking for, sit back and let’s provide you with the working solutions.

Understanding the Airtime Borrowing Service of 9mobile

Borrow airtime from 9mobile

The airtime borrowing service from 9mobile, also known as “9mobile Morecredit,” is a value-added service that allows eligible customers to borrow airtime on credit and pay it back on their next recharge.

This service comes in handy in urgent situations when you need to make a call, send an SMS, or browse the internet, but can’t recharge your line immediately.


The 9mobile or Etisalat airtime borrowing service has different credit bands available to different customers. This basically depends on the Customer’s profile (tenure on the network, spending frequency, etc).

The available credit bands range from N50 to N2,000 more credit. However, regardless of the amount you qualify for, only 85% of the airtime borrowed will be disbursed into your 9MOBILE (Etisalat) account and 15% will be charged for a service fee.

Check Out: How to Transfer Airtime on 9mobile

Benefits of 9mobile More Credit

Some of the benefits of borrowing airtime from 9mobile include:

  1. It’s convenient and accessible 24/7.
  2. The borrowed airtime can be used for any chargeable activity on the network.
  3. There’s no service fee deducted on the next recharge.

Related: How to Borrow Airtime from MTN

9Mobile Morecredit Requirements

To enjoy these benefits, you must meet certain eligibility criteria. These include:

  • Your line must be registered.
  • You must have been a 9mobile subscriber for at least 3 months.
  • Your line must be active, with regular usage.
  • You must have repaid any previous airtime debt.

See Also: How to Borrow Airtime from Airtel

How to Borrow Airtime from 9mobile

To borrow card from 9mobile, you need to start with some procedures, which include:

Checking your eligibility

To confirm your eligibility, ensure your 9mobile line is duly registered, active, and has no existing airtime debt. Also, make sure you’ve been a 9mobile subscriber for at least 3 months.

Confirming your account balance

Before proceeding to borrow airtime, you should know your current account balance. This can be done by dialing *232#. The minimum balance required to borrow airtime is N0.

One all this is done, you can now proceed to borrow airtime on 9mobile.

Related: How to Check Your 9mobile Number Using USSD Code

How to Borrow Airtime from 9mobile using USSD Code

To borrow airtime from 9mobile, dial *665#. A prompt will display showing different amounts of airtime you can borrow ranging from N50 to N2000. Select the option that suits your immediate need by responding with the appropriate number.

How to Borrow Airtime 9mobile via SMS

To borrow airtime via SMS, compose a new text message with the format “amount#”. For instance, to borrow N100, your message should be “100#”. Then, send the SMS to 665, and you will receive a confirmation message, indicating that the borrowing process was successful.

Repaying the Borrowed Airtime

After using the code to borrow airtime from 9mobile, or accessing the service via SMS, you need to prepare to repay on time.

Repaying the borrowed airtime is straightforward. The amount you borrowed will be deducted from your next recharge. For instance, if you borrow N100, your next N100 recharge will be used to offset the debt.

It’s important to clear your airtime debt promptly to avoid service disruptions and maintain eligibility for future borrowing.

Tips and Tricks for Efficient Airtime Management on 9mobile

While the airtime borrowing service is convenient, it’s essential to manage your airtime wisely to avoid excessive borrowing. Here are some tips:

  • Monitor your airtime usage and plan your recharges accordingly.
  • Opt for affordable data and call plans to maximize the value you get from your airtime.
  • Always have a little emergency recharge card on hand to avoid unnecessary borrowing.

Related: How to Borrow Airtime from Glo

Borrowing Airtime from Etisalat – FAQs

What is the code to borrow data on 9mobile?

The USSD code to borrow airtime from 9mobile is *665#

How do I borrow credit from 9mobile?

To borrow airtime on 9mobile, dial *665#, then select the amount you want to borrow, and proceed.

How to borrow airtime from Etisalat?

To borrow airtime on Etisalat, dial *665#, then select the amount you want to borrow, and proceed.


Understanding the process of borrowing airtime from 9mobile is an essential skill for every 9mobile user. This service is undeniably a lifesaver, especially in emergency situations where you need to make urgent calls or access the internet. However, remember that it’s a loan and needs to be repaid promptly to avoid service disruptions and maintain your borrowing eligibility.

We’ve discussed everything you need to know about 9mobile’s airtime borrowing service, from understanding the service to checking eligibility, borrowing the airtime using USSD codes or SMS, repaying the borrowed airtime, and managing your airtime efficiently.

We encourage you to take advantage of this service responsibly. Remember, the goal is to stay connected at all times. With 9mobile’s airtime borrowing service, you can do just that, even when you’re out of airtime.

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